RULES AND REGULATIONS

 Updated as of 6 February 2026

 GENERAL

1. OCBC Cycle 2026 (the “Event”) is owned by Oversea-Chinese Banking Corporation Limited (the “Event Owner”) and organised and managed by PICH Event Management Pte Ltd (the “Event Organiser”). These rules and regulations (the “Regulations”), which can be found at ocbccycle.com (the “Official Website”), apply to all persons participating in the Event (“Participants”, each a “Participant”).
2. The Event Owner reserve the right to vary, amend, delete or add to any of these Regulations, at any time, in their sole and absolute discretion without prior notice. Participants will be notified of any amendments to these Regulations on the Official Website, and their continued participation in the Event shall be deemed as the Participants’ acceptance and agreement to the revised Regulations.
3. Unless otherwise stated in these Regulations, Registration for the Event is confirmed only upon payment of the relevant registration fee (where applicable) and/or issuance of a confirmation email
4. By registering for this event, each Participant consents to the following:
   a) the collection, use, disclosure of their personal data to the Event Owner and its affiliates and permitted event partners (including the Event Organiser) for the purposes of the Event, including but not limited to, publishing race results, providing complimentary insurance for Participant riders participating in physical rides; and for other applicable purposes set out in the OCBC Cycle Data Protection Policy, which is accessible at https://ocbccycle.com/privacypolicy/ (collectively the “Purposes”);
   b) the disclosure of their personal data by the Event Owner to its affiliates, Event Organiser, event partners, sponsors, service providers and regulatory authorities as necessary for the Event; and
   c) the collection, use and disclosure of their personal data in photographs, videos, motion pictures, images, recordings, or any other recording of the Event for any commercial advertising and other promotional purposes linked to the Event, or future cycling-related events organised or held by the Event Owner (“Promotional Purposes”).
5. If Participants are under 21 years of age, their parents and/or guardians must provide the consent required in paragraph 4 above on behalf of such Participants. In this regard, Participants under 21 years of age may only participate in the Event if their parents and/or guardians complete the relevant indemnity section in the online registration form. By completing the relevant indemnity section, the parents and/or guardians of the Participants hereby consent to the collection, use and disclosure of their personal data and the personal data of the Participants to the Event Owner, its affiliates and permitted event partners (including the Event Organiser) for the Purposes and Promotional Purposes. Where the personal data of another individual is provided to the Event Owner, the discloser of such information confirms that consent has been obtained from such individual for the collection, use, and disclosure of their personal data to the Event Owner for the Purposes and the Promotional Purposes.
6. The Event Owner reserves the right to use any photographs, videos, motion pictures, images, recordings, or any other recording of the Event and its Participants.
7. The Participant agrees to: (i) provide true, accurate, current and complete information about himself/herself in the registration form (the “Registration Data”) and (ii) promptly email the official email at enquiry@ocbccycle.com if there is a change in Registration Data to ensure that it remains true, accurate, current and complete. The Event Owner and/or the Event Organiser may contact the Participant from time to time by email and/or SMS and/or phone call in connection with the Event.
8. There will be strictly no refund of any registration fees paid by a Participant for any reason whatsoever, even if that Participant does not eventually participate in the Event. Registration is also strictly non-transferable.
9. If there is ambiguity in any of these provisions, the Event Owner and Event Organiser shall be the sole authorities to interpret them and their interpretation shall be final and binding on all Participants.
10. To the greatest extent permitted by the law, the Event Owner and Event Organiser shall not be held liable to the Participant or any third party for any loss, damage, personal injury, death, or damage to or loss of property, in connection with the Event. Any participation in the Event, and/or any of the activities or events contained or occurring therein, are at the sole risk of the Participant.
11. The Event Owner and/or Event Organiser reserve the right to cancel or change any details of the Event or any component of it at any time without prior notice to Participants. Every reasonable effort will be made to inform Participants of changes prior to the date and/or timing of the Event. The Event Owner and the Event Organiser shall not be liable for any indirect, special and/or consequential loss or inconvenience arising from any cancellation or change of any details of the Event or any component thereof.

EVENT CATEGORIES AND CATEGORY SPECIFIC RULES

12. Participants can sign up for the following Event categories if they meet the age requirement for each category:
    a) City Ride on closed roads:
    i. The Straits Times Ride (20km) (13 years old and above)
    ii. The Sportive Ride (40km) (16 years old and above)
    iii. The Foldie Ride by Brompton (40km) (16 years old and above)
    b) Virtual Rides: 
    i. 100km Virtual Ride
    ii. Round Island Virtual Ride (16 years old and above)
    c) Mighty Savers® Kids Rides:
    i. Mighty Savers® Kids Ride (2 to 5 years old)
    ii. Mighty Savers® Kids Ride (5 to 12 years old)
13. Participants can sign up to take part in more than one ride save that they cannot sign up for multiple categories within the Virtual Rides or The Sportive Ride (40km)/The Straits Times Ride (20km)/The Foldie Ride by Brompton (40km). For example, Participants can sign up for The Sportive Ride (40km) and 100km Virtual Ride. However, you cannot concurrently sign up for 100km Virtual Ride and Round Island Virtual Ride.
14. Registration for the Event is from 6 February 2026, 12:00pm to 20 April 2026, 11:59pm or such other registration period as may be determined by the Event Owner and Event Organiser.
15. The Participant’s age is determined by his/her age by the year of the Event.
16. If the Participant is under the age of 21, he/she will need his/her parent’s or guardian’s consent and complete the indemnity section found in the online registration form. The completion of the indemnity form found in the online registration form shall constitute and be deemed as the Participant (who is under the age of 21) having obtained consent from his/her parent or legal guardian to participate in the Event, and accordingly, the parent’s and/or legal guardian’s (i) consent and approval for the Participant to participate in the Event, and (ii) acknowledgement and confirmation that the parent and/or legal guardian has read, understood and agreed to these Regulations.
17. Where applicable, Participants are strictly not allowed to do the following after they have completed their registration:
    a) Transfer or sell their registration slots/event bibs;
    b) Change their event categories/ activities; or
    c) Change the size for their event apparel (if applicable).
18. The following applies to The Straits Times Ride (20km):
    a) Participants, who must be 13 years of age and above during the Event year, will ride for an approximate distance of 20km.
    b) Participants are advised to reach the venue 1 hour before the flag-off time indicated.
    c) For safety reasons, only road bikes, mountain bikes, folding bikes, single speed bikes with freewheel and two brakes, touring bikes, hybrid bikes, mini velo bikes and BMX bikes are allowed. All such bikes must also come with two brakes. View our list of bicycles allowed.
    d) The distance for The Straits Times Ride (20km) stated on the Official Event Website is only an estimation and tentative. The distance and route will be finalised only after all required licenses and/or approvals are obtained.
    e) Participants who successfully complete The Straits Times Ride (20km) will be awarded:
    i. A medal upon the presentation of their Event bib to the respective officials on the day of the Event; and
    ii. An e-Certificate which will be available for download by the Participant within seven days of participation. The e-Certificate will no longer be available for download from 29 June 2026 and neither the Event Owner nor Event Organiser is obliged to provide Participants with their e-Certificates thereafter even if the Participants have not downloaded a copy of their e-Certificates by that date.
19. The following applies to The Sportive Ride (40km):
    a) Participants, who must be 16 years of age and above, will ride for an approximate distance of 40km.
    b) For safety reasons, only road bikes, mountain bikes, folding bikes, single speed bikes with freewheel and two brakes, touring bikes, hybrid bikes, mini velo bikes and BMX bikes are allowed. All such bikes must also come with two brakes. View our list of bicycles allowed.
    c) The distance for The Sportive Ride (40km) stated on the Official Event Website is only tentative. The distance and route will be finalised only after regulatory approval is obtained.
    d) Participants who successfully complete The Sportive Ride (40km) will be awarded:
    i. A medal upon the presentation of their Event bib to the respective officials on the day of the Event; and
    ii. An e-Certificate which will be available for download within seven days of participation. The e-Certificate will no longer be available for download on 29 June 2026 and neither the Event Owner nor Event Organiser is obliged to provide Participants with their e-Certificate thereafter if the Participants have not downloaded a copy of their e-Certificates by that date.
20. The following applies to The Foldie Ride by Brompton (40km):
    a) Participants, who must be 16 years of age and above, will ride for an approximate distance of 40km.
    b) Only folding bicycles are allowed for The Foldie Ride by Brompton (40km) category.
    c) For safety reasons, all folding bicycles must also come with two brakes. View our list of bicycles allowed.
    d) The distance for The Foldie Ride by Brompton (40km) stated on the Official Event Website is only tentative. The distance and route will be finalised only after regulatory approval is obtained.
    e) Participants who successfully complete The Foldie Ride by Brompton (40km) will be awarded:
    i. A medal upon the presentation of their Event bib to the respective officials on the day of the Event; and
    ii. An e-Certificate which will be available for download within seven (7) days of participation. The e-Certificate will no longer be available for download from 29 June 2026 and neither the Event Owner nor Event Organiser is obliged to provide Participants with their e-Certificate thereafter if the Participants have not downloaded a copy of their e-Certificates by that date.
21. The following applies to 100km Virtual Ride:
    a) Participants must complete their ride between 9 May 2026, 12:00am and 8 June 2026, 11:59pm. (the “Virtual Event Period”).
    b) Participants can accumulate the required distance in up to four sessions (indoor/outdoor), as long as the ride is completed within the Virtual Event Period.
    c) Each ride submitted has to be completed within a twenty-four (24) hour time-frame (i.e there can be no one-single ride that last for a period of 24 hours or more). Multiple sessions completed within a twenty-four (24) hour time-frame can be accepted during the validation process. For example, a rider has completed three rides, each lasting 30 minutes within the twenty-four (24) hour timeframe. These three rides will be accepted.
    d) Electric-powered/assisted bicycles are not allowed. View our list of bicycles allowed.
    e) The following documents are required to be submitted as proof of ride in order to be eligible for the Event entitlement:
    i. A photo consisting of the Participant and his/her bicycle. (Note: Participants should be stationary and at a safe location before taking any photographs. Participants should adhere to safe distancing measures as well)
    ii. Photo(s) of the ride details which must contain the date of activity, distance and duration of activity. The ride details must be captured using suitable fitness tracking devices or mobile applications. Participants may use multiple devices within the photo of their proof of ride, in order to display all required information.
    f) Participants can access the user portal to submit their ride details between 9 May 2026, 12:00am and 8 June 2026, 11:59pm. Submission can only be done once and Participants should ensure that they have all the relevant details and images on hand before submitting their proof of ride. Participants will not be able to amend or supplement their ride details once the submission has been made.
    g) Event Owner and/or Event Organiser reserve the right to disqualify Participants if submitted documents are deemed to be unclear, incomplete or fraudulent. Disqualified Participants will not be eligible to receive the Event entitlement.
    h) Participants of 100km Virtual Ride are to collect their Event apparel at the Event Pack Collection booth during the Event weekend.
    i) Upon validation of submissions, qualified Participants will receive the following items:
    i. An e-Certificate which will be available for download within seven days of submission. The e-Certificate will no longer be available for download on 29 June 2026 and neither the Event Owner nor Event Organiser is obliged to provide Participants with their e-Certificates thereafter if the Participants have not downloaded a copy of their e-Certificates by that date; and
    ii. Event medal will be delivered by 29 June 2026.
    j) 100km Virtual Ride is only open to residents of Singapore.
22. The following applies to Round Island Virtual Ride:
    a) Participants must complete their ride between 9 May 2026, 12:00am and 8 June 2026, 11:59pm. (the “Virtual Event Period”).
    b) Participants must complete a round island ride in a single attempt.
    c) Electric-powered/assisted bicycles are not allowed. View our list of bicycles allowed.
    d) The following documents are required to be submitted as proof of ride in order to be eligible for the Event entitlement:
    i. A photo consisting of the Participant and his/her bicycle. (Note: Participants should be stationary and at a safe location before taking any photographs. Participants should adhere to safe distancing measures as well)
    ii. Photo of the ride details which must contain the date of activity, distance and duration of activity. The ride details must be captured using suitable fitness tracking devices or mobile applications. Participants may use multiple devices within the photo of their proof of ride, in order to display all required information.
    iii. Your ride map showing a coverage around the island, covering areas in the proximity of Jurong, CBD, Tanah Merah Coast Road and Woodlands.
    iv. A minimum ride distance of 120km is required
    e) Participants can access the user portal to submit their ride details between 9 May 2026, 12:00am and 8 June 2026, 11:59pm. Submission can only be done once and Participants should ensure that they have all the relevant details and images on hand before submitting their proof of ride. Participants will not be able to amend or supplement their ride details once the submission has been made.
    f) Event Owner and/or Event Organiser reserve the right to disqualify Participants if submitted documents are deemed to be unclear, incomplete or fraudulent. Disqualified Participants will not be eligible to receive the Event entitlement.
    g) Participants of Round Island Virtual Ride are to collect their Event apparel at the Event Pack Collection booth during the Event weekend.
    h) Upon validation of submissions, qualified Participants will receive the following items:
    i. An e-Certificate which will be available for download within seven days of submission. The e-Certificate will no longer be available for download on 29 June 2026 and neither the Event Owner nor Event Organiser is obliged to provide Participants with their e-Certificates thereafter if the Participants have not downloaded a copy of their e-Certificates by that date; and
    ii. Event medal will be delivered by 29 June 2026.
    i) Round Island Virtual Ride is only open to residents of Singapore.
23. The following applies to Mighty Savers® Kids Ride (2 to 5 years old):
    a) Participants are children, who must be between 2 and 5 years of age.
    b) Only one parent or legal guardian of the Participant is allowed to accompany him/her on the designated path along the route.
    c) For safety reasons, only tricycles, bicycles with training wheels and balance bikes are allowed. View our list of bicycles allowed.
    d) Participants who successfully complete Mighty Savers® Kids Ride (2 to 5 years old) will be awarded:
    i. A medal upon the presentation of their Event bib to the respective officials on the day of the Event; and
    ii. An e-Certificate which will be available for download within seven days of participation. The e-Certificate will no longer be available for download on 29 June 2026 and neither the Event Owner nor Event Organiser is obliged to provide Participants with their e-Certificate thereafter if the Participants have not downloaded a copy of their e-Certificates by that date.
24. The following applies to Mighty Savers® Kids Ride (5 to 12 years old):
    a) Participants are children, who must be between 5 and 12 years of age, will ride for approximately 20 minutes.
    b) Only one parent or legal guardian of the Participant is allowed to sign up under this category as an accompanying adult. Accompanying adult must be of a minimum age of 21 years old.
    c) For safety reasons, only road bikes, mountain bikes, folding bikes, single speed bikes with freewheel and two brakes, touring bikes, hybrid bikes, mini velo bikes and BMX bikes are allowed. All such bikes must also come with two brakes. View our list of bicycles allowed.
    d) Participants who successfully complete Mighty Savers® Kids Ride (5 to 12 years old) will be awarded:
    i. A medal upon the presentation of their Event bib to the respective officials on the day of the Event; and
    ii. An e-Certificate which will be available for download within seven days of participation. The e-Certificate will no longer be available for download on 29 June 2026 and neither the Event Owner nor Event Organiser is obliged to provide Participants with their e-Certificate thereafter if the Participants have not downloaded a copy of their e-Certificates by that date.

SAFETY AND MEDICAL – THE STRAITS TIMES RIDE (20km), THE SPORTIVE RIDE (40km), THE FOLDIE RIDE BY BROMPTON (40km), AND MIGHTY SAVERS® KIDS RIDES

25. The Event Owner and/or Event Organiser reserves the right, at any time and without prior notice to Participants, to amend the cycling routes for the Event as it deems fit for the safety of the Participants. In such cases, every reasonable effort will be made to inform Participants prior to the date of the Event. The Event Organiser and Event Owner shall not be liable for any loss or inconvenience resulting from or attributable to such changes and Participants are encouraged to consult their medical practitioners prior to registration and before participating in the Event.
26. Participants must not:
    a) Ride without a cycling helmet;
    b) Ride dangerously or negligently;
    c) Wear any mobile music device while riding;
    d) Use hand-held cameras or telephones while riding; or
    e) Ride pillion with another person or their pets
27. For the safety of Participants, the following bicycles are not allowed:
    a) Bicycles with disc wheels/rim covers;
    b) Bicycles with aero or extension bars;
    c) Bicycles with fixed wheels or fixed gears;
    d) Bicycles with child seat (no pillion in any manner);
    e) Specialist time trial bicycles;
    f) Motorised bicycles;
    g) Unicycles;
    h) Scooters;
    i) Trailer bicycles;
    j) Recumbent bicycles
    k) Trikes;
    l) Hand cycles; and
    m) Tandem bicycles
28. View our list of bicycles allowed for the respective categories.
29. All bicycles, regardless of the categories, must be properly fitted with two brakes and rear bike lights or reflective lights. Single-gear bicycles may not be suitable for long-distance cycling. Using these bicycles to ride in the Event may prove to be challenging on some parts of the route (for example, cycling uphill). Please note that Participants are not allowed to abandon their bicycles along the cycling route as this can be a safety hazard to others.
30. Tandem bicycles and hand cycles may be allowed for physically-challenged Participants. Participants should seek prior approval from the Event Owner and/or Event Organiser for the usage of such bicycles by writing in to enquiry@ocbccycle.com. All such requests will be evaluated on a case-by-case basis and the Event Owner and/or Event Organiser will respond within three to five working days. The Event Owner and/or Event Organiser reserves the right to decline any such requests at its sole discretion without assigning any reason.
31. Participants who attend the Event with bicycles not on the list of bicycles allowed and/or bicycles not in a safe working condition will be prohibited from participating in the Event.
32. All Participants must follow the designated routes and abide by the instructions given by the security, traffic management team and Event officials throughout the Event.
33. If Event officials decide that Participants are unlikely to complete their ride within the stipulated duration for safety reasons, Event officials will divert them to designated diversion points along the route. Participation medals will still be issued to such affected Participants.
34. Participants must furnish details on the reverse side of the assigned Event bib accurately and attach the Event bib to the back of their cycling jersey/T-shirt. If there is an emergency, the Event Owner and/or Event Organiser and medical personnel will refer to the form to contact the next-of-kin identified on the Event bib.
35. Participants not wearing the Event bib will not be allowed to participate in the Event.
36. For safety reasons, Participants have to be equipped with proper footwear. Participants are not allowed to be in slippers, sandals, foam clogs and other footwear deemed unsuitable by the Event Organiser during their ride.
37. If there is an emergency, medical personnel reserve the right:
    a) to remove any Participants if they decide that he/she is unable to continue his/her ride; and
    b) to send any casualties to the nearest recommended hospital.
38. The Event Owner and/or Event Organiser reserve the right to deny entry, disqualify or remove any Participant from the Event venue who do not comply to the Event’s safety measures.
39. Basic complimentary personal accident insurance coverage will be provided for Participants of The Sportive Ride (40km), The Straits Times Ride (20km) and The Foldie Ride by Brompton (40km) between the age of thirteen (13) to seventy-five (75), and Mighty Savers® Kids Ride between the age of two (2) to seventy-five (75). Insurance coverage shall commence from the official start of the ride till the end of the ride with the following policy limits:
    a) S$5,000 for accidental death
    b) S$5,000 for permanent disability
    c) S$500 for medical expenses (Excess: S$50 any one accident, maximum S$1,000 for the insured period) The basic personal accident insurance coverage is subject to Great Eastern General Insurance Limited standard policy terms, conditions and exceptions. Please refer to them for more information. All payouts will be based on assessments and approvals of duly completed claim forms together with supporting documents within 14 days of the accident occurrence. For enquiries or claims, please contact Great Eastern General Insurance Limited Customer Service at 1800-248-2888 (Select Option “2) for General Insurance or email nonmotorclaims-sg@greateasterngeneral.com (Operating Hours: 9.00am to 5.00pm on weekdays, excluding Public Holidays). This Insurance plan is underwritten by Great Eastern General Insurance Limited, a wholly-owned subsidiary of Great Eastern Holdings Ltd and a member of the OCBC Group.
40. Participants who wish to purchase additional insurance coverage by Great Eastern General Insurance Limited may choose to do so during the registration.
41. The Event Owner and Event Organiser hereby disclaim liability for any information, materials, products and/or services provided by any third-party parties.

SAFETY AND MEDICAL – 100KM VIRTUAL RIDE AND ROUND ISLAND VIRTUAL RIDE

42. Participants are encouraged to consult their medical practitioners prior to registration and before participating in the Event.
43. Participants are strongly encouraged to adhere to safety advisories, cycling etiquettes and traffic rules when cycling outdoors. These can include:
    a) Ensuring the bicycle is safe for use
    b) Riding with a cycling helmet
    c) Looking out for other road users
    d) Refrain from using hand-held devices while riding
    e) Riding with a non-electric assisted/powered bicycle
    f) In view of the current pandemic situation, please adhere to the latest safe distancing measures
44. Participants are advised to take up their own personal or other insurance policies. No insurance will be provided by the Event for the categories in the OCBC Cycle Virtual Rides.